Variable Life Insurance

Variable life insurance is a policy that provides permanent protection to the beneficiary upon the death of the policy holder.

At Northeast Financial Group, the variable life insurance we offer is a form of whole life insurance that accumulates cash value on a tax-deferred basis. The insured pays premiums that go into a separate investment account owned by the insurer. You can allocate a portion of your premium dollars to a separate account comprised of various investment options such as :

  • Stocks
  • Bonds
  • Equity Funds
  • Money Market Funds
  • Bond Funds
  • And more…

With variable life insurance, there is a guaranteed minimum benefit payment, but part of the death benefit depends on the performance of the insured’s investment accounts. As the markets move up and down, the investment account values will move accordingly.

Of course, variable insurance products are regulated by the Securities & Exchange Commission, which our agents have experience with. Give us a call today or fill out the form on this page to find out if a variable life insurance policy is right for you.

*Securities products are subject to investment risk, including possible loss of principal. Before investing, carefully consider the investment options, risks, limitations, charges and expenses of the product. This information can be found in the product prospectus. Copies are available from our office. Please read carefully before investing.